Insurance

[Adrian]

my daughter has just started driving lessons, so we thought we would ring flux and put her on the tin top insurance( on wiefys insurance for a ford ka) they said " we dont cover l drivers, can i suggest you buy her a car and then she can start her own insurance policy!!!"

what are the best companies to ring for insurance for l drivers? any thoughts would be appreciated.

thanks

[Grizzly]

Hi Adrian,

I did a similair thing for our daughter (on wifes Punto).

Norwich Union were very good.

[Guest motivforz]

I got put on parents punto whilst learning, cost me around 700 to go on with them.

 

For learners (young stupid inexperienced crap drivers - supposedly, considering the driving i see every day from other people)

the good ones are: prudential, tesco, footman james (specialist - quoted me nearly half price of adrian flux) and norwich union.

 

just keep getting new quotes and comparing lots if you cant find the right price.

 

the lowest quote i have had for the 2b i am building (18, male, no no-claims, had license for 1 year, insured on one other car etc etc) was £550 3rd party. FLux however were asking for £1250. Quite a difference. fully comp was 800, still much lower, and i was told flux was the best, so it is good to shop around a bit, different for different people.

 

If your kids work at somewhere say tesco that offers insurance (my lucky mate) they can get staff discount which considerably lowers cost, and clubcards points!

[Guest mikea]

I got put on parents punto whilst learning, cost me around 700 to go on with them.

 

For learners (young stupid inexperienced crap drivers - supposedly, considering the driving i see every day from other people)

the good ones are: prudential, tesco, footman james (specialist - quoted me nearly half price of adrian flux) and norwich union.

 

just keep getting new quotes and comparing lots if you cant find the right price.

 

the lowest quote i have had for the 2b i am building (18, male, no no-claims, had license for 1 year, insured on one other car etc etc) was £550 3rd party. FLux however were asking for £1250. Quite a difference. fully comp was 800, still much lower, and i was told flux was the best, so it is good to shop around a bit, different for different people.

 

If your kids work at somewhere say tesco that offers insurance (my lucky mate) they can get staff discount which considerably lowers cost, and clubcards points!

 

The cheapest way we found was for my wife to transfer her policy to the car we had just bought for my daugher and put daugher on it as a named learner driver. We then took out a completely new policy on my wife's car. That way the no claims was transfered to the daughter's car. The insurance compnany credited my wife with no claims on the new policy. Daugher will also gain no claims credit (barring bumps!!) when she takes out a npolicy in her own name. Direct line sorted all this and were very helpful on the phone. This was the cheapest way by a couple of hundred pounds.

[Dave Ed]

My girl friends son (Ben 17) ended up taking out his own insurance on a peugeot 106 1.1 with Quinn Insurance (NI) found it on Confused.com.

We tried all sorts of combinations, me as main- him as named, but he wouldn't get and no claims.

misses as main, massive voluntary excess and ben as named, again he wouldn't get any no claims.

We did get a quote from Tesco's Insurance for £534 but when we phoned up to double check they said that as he was the registered owner HE HAD to be the main driver, (Insurance Clause possibility- might catch a few people out that one)

He ended up taking his own insurance out without either of us as named drivers and eventually got it for less than a grand. well its better than paying out £2500 as some were asking for.

Clean Provisional Licence 17 years old Oxfordshire area.

he's already looking at a locost instead.... good lad

[Guest allenr03]

My GF has a brand new Pug 107, she's 19 :-) with no NCB and it cost her £1000 for the first year - this is for a postcode in Birmingham.

 

Rich

[Adrian]

many thanks for the replies

will get the mem ringing tomorrow