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New Driver Insurance


philshelton

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Guest Ian & Carole

Hi Phil

 

It might work out a bit cheaper but the problem isn't the car.

 

The company is insuring "The Risk" which sadly is the "young person"

 

So yes it might be cheaper than insuring him in, say a focus but it will still be expensive.

 

Best bet is try to insure him as a second driver with one of these companies that allow him to start earning NCB.

 

Sadly no cheap option.

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Phil,

we insured our eldest son as a second driver on a one litre corsa, age 17 and on a provisional license while he was learning to drive and that was £720 with tesco on their value insurance - direct line in all but name - which allows them to build up no claims discount.

Only problem is that the no claims isn't portable, ie it only comes into effect if you reinsure with the same company.

 

Son has since passed his car test, LGV(old HGV) and class 1(articulated lorry) at age 18 in the army and is driving a 1.4 Astra, still have to insure him as a named driver to get a sensible price, now with More Than, £670/680, which was half of what Tesco wanted, even with a years no claims discount.

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