Insurance - Parts Only Or Not ?

[Guest david_l_perry]

I am picking up my first Hood in a couple of weeks....YeeHaaa...cant wait

 

 

Just looking around at insurance....

 

Adrian Flux comes in at £160

 

Frank pickles comes in at around £147 as long as I select "Parts Only" otherwise its £210

 

 

Now Is it worth saving a £13 and going parts only.....My gut reaction is to go with Flux as I feel it is probably better value

 

Dave

[nicko]

My insurance would ne 20 quid cheaper for parts only. I thought that for 20 quid somebody else can do any major repairs!

HTH

Nick

[Guest mower man]

Its swings and roundabouts I was very happy with flux at first but in 4/5 years premiums doubled and they were very much take it or p--s off so I did never paid more than 125 ish now at 91 [parts only] with Mr Pickles and happy mower man

[Guest peter2b2002]

I went for parts only ,saved £60+

peter2b

[Guest david_l_perry]

I save £70 parts only if i only look at framk pickles price, but thats because his initial price is £210. Adrian flux being £160 makes the difference only £10. Now, ask yourself if its worth going parts only if the saving is only £10.

[johnhetherington]

Sorry if this sounds a bit thick, but by parts only do you mean that if you have an accident then they pay for the parts and you do the work yourself.

Obviously I haven't got my hood on the road yet so don't know about kit car insurance.

Thanks

John

 

http://www.johnskitcar.com

 

[Guest david_l_perry]

Yes thats pretty much what it means.

[speedtripledan]

@ £122 for my v8, parts only is not worth it, my last car got written off with agreed value i was quids in with parts only i would have lost out big time

[Guest david_l_perry]

Agree entirely. If its a big gap perhaps, but as insurance for these is relatively cheap anyway it makes little sense if the worst happens.

 

You only know if its worth it after the event....!

 

Booked my insurance with adrian flux in the end at £160 for Myself and Mrs P

 

Happy days and roll on the arrival of the hood !

[Guest snowy2]

Here is your answer. my car has just been crashed parts come to £930 car is cost effective to repair but labour costs are £3-4000 to make good repairs so car will definately be written off. what kit car owner would let someone rebuild their car to only a cosmetic standard? Not me! I am doing it myself. So i keep my car.