Insurance Nightmare

[nzjrs]

Hi all, new member here.

I'm trying to organise insurance for a Kit Car I wish to purchase, but no one will even make me an offer because of the combination of being in the UK for 2 years and the EU drivers license. UK does not require exchanging the EU drivers license however, and discourages it. So I'm trapped. Does anyone have any suggestions?

I've called all the ones mentioned regularly in the forum without success.

Edited July 20, 2021 by nzjrs

[nzjrs]

(I've a clean claim and credit history, and another conventional vehicle which is insured without problems. However the kit-car specialist insurers are not having a bar of it)

[nelmo]

Have you asked the company who you have the normal car insurance through? You don't need a specialist insurer - any old lot will do...

[nzjrs]

1 hour ago, nelmo said:

Have you asked the company who you have the normal car insurance through? You don't need a specialist insurer - any old lot will do...

Unfortunately my existing insurer won't cover the Robin Hood at all.

[nzjrs]

Thought I'd follow up with the conclusion.

Looking through my notes I called 15 specialist insurers and brokers today - to receive only a single quote. On the third call to Flux I was successful at getting a quote. I'd like to thank Luke at Flux for working with me on this.

(For the record, the price was well north of £500 - if anyone is ever in the same situation as me, the EU licence added ~£400 to a 'normal' quote that would have otherwise been available to a >35yr old driver with no black marks on their record)

Looking forward to joining the community!

 

Edited July 20, 2021 by nzjrs

[Andi]

Wow. What a head ache. Well at least you have it sorted and can enjoy the car. Have fun and be safe

Andi

 

[nelmo]

Probably worth trying to get a UK licence if you're here for any length of time? Pay for a couple of lessons and then the test is about £60 - save you more in the long run. 

[nzjrs]

28 minutes ago, nelmo said:

Probably worth trying to get a UK licence if you're here for any length of time? Pay for a couple of lessons and then the test is about £60 - save you more in the long run. 

That's a good idea - and certainly I need to do this for track days (AFAICT).

After all my negotiating (pleading lol) with insurance brokers I'm worried that a brand new UK licence might be evaluated worse than an old EU one. Its such a black box how they price this! I'll still do it I think.

p.s. awesome build blog!

[nelmo]

On 7/21/2021 at 9:35 AM, nzjrs said:

 

p.s. awesome build blog!

Thanks 

[DAN@ADRIAN FLUX]

Hi.

I'm glad we could sort your insurance out in the end.

If you ever have an questions please feel free to drop me a line.

Regards,

Dan.