Insurance

[Bob Tucker]

A Plan are doing good deals .....

[edbond]

A plan. I'm 34 car is garaged. Slightly annoyed by £25 admin fee, all in £155. Adrian flux offered me £130 but something I don't like about them, can't finger what though!

[fry61]

A-Plan Adrian Flux Frank Pickles support us by taking mag adverts please support them by asking for quotes & then you choose.

[speedtripledan]

My turn to renew, aplan wanted £150 tried flux £213 and a few others at up to £260. Didn't try pickles after they wanted £396 to insure my atomic at renewal 2yrs ago.

I was annoyed a little at £150 so let it lapse. rang up yesterday made a few minor changes then they come back with a different underwriter at £138 all in. Hrs of quotes and calls could have been avoided if they had done this in the 1st place.

Every yr it's the same ring around on insurance, kit and tintop ....

[nicko]

I've been with Sykes for a few years now. My renewal comes through at 140 to 150, I then ring them to take breakdown cover off and pay 120ish.

Nick

 

[DAN@ADRIAN FLUX]

Hi,

 

If anyone would like any insurance help then please don't hesitate to PM me your details & I can arrange for our kit-car department to give you a call.

 

Thanks

 

Dan

Adrian Flux Insurance

[Guest A.B]

Just looking into insurance had an initial quote from flux around the £300 mark. 4k miles, garaged. I'm 27 and have 9 years no claims not used on another car as I have a recent work insured car.

 

How do you go about the modifications question obviously it's a kit car so what needs to be stated?

 

Breakdown cover... I have been told some companies don't cover cars over 12 years even though they'll let you take out a policy with them.

[Guest mower man]

Go to F.Pickles many on here do and are happy mower man

[fry61]

A - Plan is the other company to ask for a competitive quote, RHOCaR members discount available from these 3 .

[Bob Tucker]

How do you go about the modifications question obviously it's a kit car so what needs to be stated?

 

I have never stated what are "modifications".

but I always tell them in detail what is fitted to the car, ie a Vauxhall redtop, not the original Pinto,

twin 45 carbs, modified head & camshaft, uprated brakes, & alloy wheels.

They (A-Plan at the moment) have never been fazed by any of it,& the premium has never been raised because of them.

[DAN@ADRIAN FLUX]

It's always a grey area on kits, the best thing I can suggest is to make your insurers aware, too much information is better than too little. As Bob Tucker says above, the bulk of major modifications is the main thing, engine, running gear etc. They usually have little to no impact on the rate, but to make sure you are covered correctly.

 

Thanks

Dan

[brumster]

All I will say is don't bother with agreed value policies.

[agent_zed]

Osbournes and sons have been my insurer for 7 years. Normally try it on with renewal cost but i argue them back down each year. Never had a problem with them although haven't ever needed to claim.

 

Mines a little more expensive as i have my 2b insured as my only car and most underwriters won't do that apparently. Think i dropped to 3k per year limit fully comp for £165. might look at parts only this year but can't decide.

[Guest A.B]

Is there really that much to be saved each year to warrant a parts only insurance?

[Guest mower man]

IMHO it depends on what youhave spent ,I have used it but have gone back to normal ins because of needing recovery service after a change of tin top [new car came with cover ] it was saving me approx £50/60 a year and would have done my own repairs any way, if you have big money on the car and want repairs to be done you need to pay the premium my ops only mowerman