Insurance

[old AL 7]

One final comment by me on this thread, as I'm now boring myself on this subject, let alone others. Due to my past babblings on the method of Insurance brokers to arrive at a quote, out of pure curiosity and Utuber's comment (above) I asked Cherished Vehicles for a quote earlier today....(69 year old, RHOC member, Advanced Driver certificate holder,.... 1000 miles, owner only driver, comprehensive value £4000, I can't see there being any loading due to post code (sheep theft only up here, not cars !!!!)..........cost £121, is it my age, or perhaps I smell badly !!!!!

[Stewart 38]

You are right it is weird I am only two years younger with a higher value and more miles,my original renewal quote was for £124 but I rang them and asked them to match a quote from A-plan of £105 which they agreed to do so I think you have to find a price you like then go to the company of choice and ask them to match the quote.As an after thought did you build your vehicle because that might be something they take into account.

[old AL 7]

They didn't even ask that question about builder ????????? ( I didn't build it myself, does that make me a bigger risk, or lesser risk ???)

[mower man 545]

Had renewal quote from Pickles yester day 6000 miles fully comp parts only £103 and shrapnel same as last year mower man

[exlabman 9]

Daft question...

Does anyone insure the kit pre registration during the build?

Doubt it would be covered in the house insurance.

 

Cheers

D

[Bob Tucker 863]

Some companies do what they call "build up" insurance

[Al Milton 291]

As Bob says, some do build up insurance, their reference is the chassis number.

I had build insurance which covered all parts (comprehensive) and transporting by trailer with an agreed value if a total loss.

 

Was about £80 from Pickles per annum.

[peter2b2002 262]

i used pickes for build up and road insurance, try parts only dropped mine down to 74 + admin 20 +legal 10, 5 k miles 5k value 61 1/2 years

any one know anything about GEM break down seem good at 79 AA want 134 for the same cover

peter2b

[A.B 7]

Just rang frank pickles for a quote as I want to use my NCB and switch the kit car as my main car to keep my NCB active but they only insure kit cars as a secondary car and don't accept NCD

[peter2b2002 262]

just had a renew reminder from Churchill for my z3 last year it was £ 148.4 this year £198.89 and they recon it's got a 2.8 in her not a 2.2 that the dvla say also they charge £58 to cancel , total rip off, found castle cover will do the same cover for £138

peter2b

[Radders 42]

I've insured my v6 S7 before I joined the club but to be fair Adrian Flux gave me agreed value £5000 fully comprehensive no mileage restrictions insurance for £125. The only caveat is that when I'm at home my car has to be locked in the garage between 10PM and 6AM. I can live with that.

[lotusPaul 142]

So having read the above im looking to insure my car after its Mot. My lotus elan.

I would love a donation to be paid into this fantastic forum so can someone tell me the correct companies and processes involved so the club benefits.

 

Paul

[A-Plan Insurance 44]

Hello,

Just spotted this thread!
We do build-up insurance which can be transferred to full-road risk after IVA pass.

Also - whether you are contacting us through Cherished Vehicle or A-Plan it's important you come through to Thatcham as we have more schemes available with insurers. Cherished Vehicle Thatcham 03332076597 and A-Plan Thatcham 01635874646

It's the same office we are just dual branded as A-Plan own Cherished Vehicle Insurance Services.

Edited March 15, 2019 by CherishedVehicle Insurance

[Sammas09 0]

Last year when i insured the hood it was £206, i was 22. This year they say 'new rules regarding kit cars' mean i cant find insurance for less than £500, the companies i rang all say it will come down when i reach 25... 

So atm the car is stopping off the road, and im having to consider selling it as 500quid is far too much money... 

[A-Plan Insurance 44]

55 minutes ago, Sammas09 said:

Last year when i insured the hood it was £206, i was 22. This year they say 'new rules regarding kit cars' mean i cant find insurance for less than £500, the companies i rang all say it will come down when i reach 25... 

So atm the car is stopping off the road, and im having to consider selling it as 500quid is far too much money... 

It's more down to experience, most of our insurers require at least 12 months experience for a specialist policy or driving something of a similar power etc. With kit cars many insurers have a minimum age, but with the right experience under 25 year old's can be referred (at worst they'll say no!)

So if we haven't quoted yet you can give us a call on 01635 874646 and speak to our specialist team in Thatcham and we can see if there's anything we can do?

Carlie